Privacy Policy

Last updated: April 10, 2026

The short version: We don't collect any personal data. All calculations happen in your browser. We don't use cookies for tracking. Your health and financial information never leaves your device.

1. Information We Collect

We do not collect, store, or transmit any personal information. All data you enter into our calculators (income, family size, health conditions, insurance plan details, etc.) is processed entirely within your web browser using JavaScript. No information is sent to any server. Your sensitive health and financial information never leaves your device.

2. Cookies and Tracking

We do not use cookies for tracking purposes. We do not use any analytics services (such as Google Analytics), advertising pixels, or third-party tracking scripts. We do not fingerprint your browser or device.

3. Third-Party Services

Our website uses the following third-party services for functionality only:

Google Fonts: We load the Inter font from Google Fonts. Google may collect basic connection data (IP address) as part of serving the font files. See Google's Privacy Policy for details.

Tailwind CSS CDN: We load the Tailwind CSS framework from a CDN. The CDN provider may collect basic connection data as part of serving the files.

GitHub Pages: Our website is hosted on GitHub Pages. GitHub may collect basic server logs (IP addresses, browser information) as part of hosting. See GitHub's Privacy Statement for details.

4. Health Information

Our calculators may ask you to enter health-related information (such as medical conditions, prescription medications, or expected medical usage) to provide cost estimates. This information is processed entirely in your browser and is never transmitted, stored, or shared. We are not a covered entity under HIPAA, but we go beyond HIPAA requirements by simply not collecting any health data at all.

5. Data Storage

We do not store any data on servers. Any data you enter into our calculators exists only in your browser's memory during your session and is cleared when you close or refresh the page. We do not use local storage, session storage, or any other browser storage mechanism to persist your data.

6. Children's Privacy

Our website does not knowingly collect information from children under the age of 13. Since we do not collect any personal information from any user, this applies to all visitors regardless of age.

7. Links to Other Websites

Our website may contain links to external sites (such as healthcare.gov or Medicare resources). We are not responsible for the privacy practices of these third-party sites. We encourage you to review their privacy policies.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. Since we do not collect contact information, we cannot notify you of changes directly — please review this page periodically.

9. Contact

If you have questions about this Privacy Policy, please contact us through our GitHub repository at github.com/studentloancalcs.